Professional Liability Insurance
Get peace of mind and the security of coverage
IDEA has partnered with Fitness and Wellness, a company that has provided insurance to fitness and wellness professionals for more than 20 years. Fitness and Wellness Insurance is a member of Philadelphia Insurance Companies, which is rated A+ and one of the largest insurance underwriters in the world.Professional liability insurance for $172
(Annual pricing may vary based on individual circumstances)
General Liability Insurance Coverage
Fitness Professional Liability Insurance (personal training, business, fitness center and health club)
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Mind-Body Professional Liability Insurance (yoga, Pilates, wellness, mind-body studio)
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Other Liability Insurance Coverage:
| Commercial General Liability Insurance* Provides premises protection for claims arising from the facilities you own, lease or occupy. | Personal Injury Liability Insurance Protects you against suits involving libel, slander or wrongful invasion of privacy. |
| Product Liability Insurance $1,000,000 aggregate limit. | Sexual Abuse Liability Insurance* $100,000 per occurrence. $300,000 aggregate limit. |
| Miscellaneous Professional Liability Insurance* Protects against bodily injury arising out of rendering or failing to render professional services. | Fire Legal Liability Insurance* $100,000 |
NO DEDUCTABLE Top Rated Reliability | |
* Higher limits are available please call (800) 395-8075 for a professional liability insurance quote.
Professional Liability Insurance Features
Health Clubs/Studios YOU ARE COVERED!
Activities and areas at your facility including weightlifting, swimming, jacuzzi, whirlpool, suntan booths, courts, group exercise, and many others, can be included on the policy.
Claims service is the best in the industry. You receive a quick response and a thorough investigation on each claim.
You get $3,000,000 aggregate commercial general liability insurance and professional liability insurance.
Comprehensive liability insurance coverage has minimal exclusions and includes personal injury, advertising liability, host liquor, and fire legal liability insurance.
Building and personal property/home liability insurance can be purchased in most states/provinces.
Health & Fitness Professionals YOU ARE COVERED!
If you are renting a facility, you and the landlord can be covered.
If you teach water group exercise, juniors or seniors, the professional liability insurance policy covers you against negligence claims.
Baby-sitting negligence claims are covered.
Protection is offered against general liability and professional liability claims.
Businesses can cover all employees wherever they teach; independent contractors can be included in your policy for liability insurance coverage.
You benefit from stable liability insurance rates. The low loss ratio and clout of IDEA’s 5,000 studios and clubs keep insurance rates at competitive levels.
Personal Trainers YOU ARE COVERED!
Insurance policies cover liability claims and trip-and-fall claims wherever you are training clients: at clubs, homes, YMCA, etc.
People who work for you can be covered by your business liability insurance policy.
We will defend you if you are sued while training at the club.
Higher Liability Insurance Limits Available
Now you can increase your professional insurance limits of liability at very reasonable rates. Protecting yourself and your business assets has never been more important.
Attention: Canadian Members
Liability insurance rates in Canada vary from rates shown. Please contact Sports-Can Insurance Consultants, Ltd., the authorized insurance broker to handle your specialized insurance coverage needs. Call 800.993.6388 or fax 604.669.1007.
Belonging Saves You Money!
The insurance rate sheet allows you to determine your premium. For facilities with pools, courts, saunas, jacuzzis, exercise equipment in excess of 50 units, or specialized services complete the liability insurance application and mail or fax it for a quote.
*See insurance policy for exact exclusions and coverage, this website is for illustration purposes only.
